:root{--navy:#1F3A5F;--gold:#C9A227;--ink:#1d2430;--mut:#5b6575;--bg:#f6f7f9}
*{box-sizing:border-box}body{margin:0;font:16px/1.6 Inter,system-ui,sans-serif;color:var(--ink);background:#fff}
a{color:var(--navy)}.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.topbar{background:var(--navy);color:#dfe6f0;font-size:13px;padding:6px 0}.topbar a{color:#fff;font-weight:600}
header.site{border-bottom:1px solid #e6e9ee;background:#fff;position:sticky;top:0;z-index:5}
.hdr{display:flex;align-items:center;gap:20px;min-height:68px}.logo{font:600 22px 'Source Serif 4',serif;text-decoration:none;color:var(--navy);display:flex;flex-direction:column;line-height:1.1}
.logo span{font:600 11px Inter,sans-serif;letter-spacing:.12em;text-transform:uppercase;color:var(--gold)}
nav{display:flex;gap:16px;margin-left:auto}nav a{text-decoration:none;color:var(--ink);font-weight:600;font-size:14px}nav a[aria-current]{color:var(--gold)}
.menu{display:none;margin-left:auto;background:none;border:1px solid #ccd;border-radius:6px;padding:6px 10px}
.btn{display:inline-block;background:var(--gold);color:#1d1a10;font-weight:700;padding:12px 20px;border-radius:8px;text-decoration:none;border:0;cursor:pointer;font-size:16px}
.btn.sm{padding:8px 14px;font-size:14px}.btn.ghost{background:transparent;color:#fff;border:2px solid #fff}
.hero{background:linear-gradient(135deg,#1F3A5F,#2c5282);color:#fff;padding:64px 0}.hero h1{font:600 clamp(30px,5vw,48px)/1.15 'Source Serif 4',serif;margin:0 0 14px;max-width:800px}
.lede{font-size:19px;max-width:700px;color:#e4ebf5}.ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}
.facts{background:var(--bg);padding:26px 0}.facts strong{display:block;font-size:20px;color:var(--navy)}.facts span{color:var(--mut);font-size:14px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.grid2{display:grid;grid-template-columns:1.2fr 1fr;gap:36px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.services,.split,.faq{padding:52px 0}.services h2,.faq h2{font:600 30px 'Source Serif 4',serif;margin-top:0}
.tile{display:block;padding:22px;border:1px solid #e3e7ed;border-radius:12px;text-decoration:none;color:var(--ink);transition:box-shadow .2s}.tile:hover{box-shadow:0 8px 24px rgba(31,58,95,.12)}.tile h3{color:var(--navy);margin:0 0 6px}
.card{background:var(--bg);border-radius:14px;padding:24px;border-top:4px solid var(--gold)}.card h3{margin-top:0;color:var(--navy)}
.lead label{display:block;font-weight:600;font-size:14px;margin-bottom:12px}.lead input,.lead textarea,.lead select{display:block;width:100%;margin-top:4px;padding:10px 12px;border:1px solid #cfd6e0;border-radius:8px;font:inherit;background:#fff}
.fine{font-size:12px;color:var(--mut)}.note{background:#fff8e1;border-left:4px solid var(--gold);padding:8px 12px;font-size:14px}
.faq{background:var(--bg)}details{background:#fff;border-radius:10px;padding:14px 18px;margin-bottom:10px}summary{font-weight:600;cursor:pointer}
footer.site{background:#121c2b;color:#c5cedb;padding:36px 0 20px;font-size:14px}footer.site a{color:#fff}footer .fine{}.map{border:0;border-radius:10px;margin-top:12px}footer.site .fine{margin-top:20px;color:#8c97a8}
@media(max-width:860px){.grid4{grid-template-columns:1fr 1fr}.grid2,.grid3{grid-template-columns:1fr}nav{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;flex-direction:column;padding:16px 20px;border-bottom:1px solid #e6e9ee}nav.open{display:flex}.menu{display:block}.hdr .btn.sm{display:none}.hero{padding:40px 0}}

.areas{padding:44px 0}.areas h2{font:600 30px 'Source Serif 4',serif;margin-top:0}.chips{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:8px}.chips li{background:var(--bg);border:1px solid #e3e7ed;border-radius:999px;padding:6px 14px;font-size:14px}
footer.site .grid4{grid-template-columns:1.3fr 1fr 1fr 1fr}